While we’d like to think our plans can do everything for everyone, the truth is you need to choose the best plan for your situation. That means asking yourself important questions such as:
Knowing the answers to questions like these can help guide you towards the best plan for your situation. Connect with the Proofpoint benefits team via email for personal assistance and help to navigate your medical plan options.
CDHP, PPO
Policy/group #: 3341330
Call: (800) 244-6224
Website: cigna.com
DHP, HMO
Policy/group #: 601124
Call: (800) 464-4000
Website: kp.org
This plan offers both in- and out-of-network coverage and access to the same network of providers as the Cigna PPO plan. There is a requirement to meet the deductible before the plan benefits kick in, and it’s paired with a Health Savings Account (HSA). Some of the advantages of this plan include:
Note: Proofpoint’s contributions to your HSA are made in quarterly installments. You must be employed by Proofpoint at the time of a quarterly installment for those funds to be added to your HSA. Individuals employed by Proofpoint for the full calendar year receive the full annual contribution.
Is your doctor or hospital in the Cigna network? Cigna’s online directory makes it easy to find who (or what) you’re looking for. Search the “Open Access Plus, Open Access Plus Tiered” plan/network.
If you want flexibility and options, this plan has it all. You can visit any doctor, specialist, lab or pharmacy of your choice, but you’ll pay more when your providers are not part of the Cigna network. This plan has lower out-of-pocket costs when you need care and a low annual deductible.
Need to find a new doctor or want to check if your doctor or hospital is in the Cigna network? Is your doctor or hospital in the Cigna network? Cigna’s online directory makes it easy to find who (or what) you’re looking for. Search the “Open Access Plus, Open Access Plus Tiered” plan/network.
This CDHP plan with Kaiser Permanente is similar to the Cigna CDHP, with low paycheck deductions and the tax benefits of an HSA. However, your care is only covered at Kaiser facilities, and there is a deductible to meet before Kaiser starts sharing the costs of services. Some of the advantages of this plan include:
Note: Proofpoint’s contributions to your HSA are made in quarterly installments. You must be employed by Proofpoint at the time of a quarterly installment for those funds to be added to your HSA. Individuals employed by Proofpoint for the full calendar year receive the full annual contribution.
This plan is only available to California residents.
If you live in California and prioritize keeping your costs low at the doctor’s office, this Kaiser plan could be a good fit for you. Most covered services are available after a small co-payment and there is no deductible to meet. You will be restricted to using doctors and hospitals at Kaiser facilities, and there is no coverage for outside care, except in the case of an emergency.
This plan is only available to California residents.
All four of our medical plans through Cigna and Kaiser Permanente offer virtual care, which can save you time and money compared to an in-person visit to your doctor. Telehealth benefits from your Cigna or Kaiser medical plan enable you to get the care you need for a wide range of minor conditions, by connecting with a doctor via video chat or over the phone.
Cigna plan members receive 24/7/365 online access to care with board-certified primary care doctors and pediatricians through MDLIVE.
Cigna Telehealth through MDLIVE can be used to care for things like:
MDLIVE: MDLIVEforCigna.com
Call: (888) 726-3171
In addition to standard telehealth, MDLive offers Cigna members a variety of behavioral health services, with options for counselor or psychiatrist consultations at your home, their offices or on-the-go (phone or video appointment).
MDLIVE providers can diagnose, treat and prescribe most medications for non-emergency conditions such as:
Kaiser Permanente offers its plan members several options for receiving care at any time.
Quickly and easily make your video visit appointments online, whenever you like. Just visit kp.org or use our mobile app to schedule. You must be registered at kp.org to take advantage of this service. Not registered? Visit kp.org/register.
If you’re enrolled in a Cigna medical plan through Proofpoint, you have access to tools and programs designed to help you build healthy habits—one small step at a time.
Omada is a digital lifestyle change program designed to help individuals lose weight, gain energy, and reduce the risks of type 2 diabetes and heart disease.
You must be:
*To access this program at no additional cost
Proofpoint’s fertility benefits are designed to support you as you grow your family. Proofpoint provides an unlimited lifetime benefit for eligible fertility expenses with no infertility diagnosis required. Treatments covered may include lab and radiology tests, counseling, artificial insemination, in-vitro fertilization, GIFT, ZIFT, and more.
Proofpoint employees and their dependents enrolled in a Proofpoint-sponsored Cigna medical plan may utilize the fertility benefit.
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